✦ 12 features. Every invoice. One platform.

Everything ARMed does
to get you paid faster

From automated reminders to AI-powered risk scoring — here's the full picture of how ARMed turns chaotic AR into a system that runs itself.

Start for free → How it works ↓

See it in action

Two-minute product walkthrough

Watch ARMed handle a full invoice cycle — from import to payment — using AI at every step.

▶
Product Demo Video

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How it works

Up and running in 5 minutes

No complicated setup, no onboarding calls. Add your invoices and ARMed starts working immediately.

1
Connect your invoices
Import from QuickBooks, FieldRoutes, or add invoices manually. ARMed reads your data and builds a baseline immediately.
2
AI scores every client
ARMed instantly calculates a risk score (0–100) for each client based on payment history, invoice size, and behavior patterns.
3
Reminders go out automatically
Set your reminder schedule once. ARMed sends professional, escalating emails on your behalf — stopping the moment they pay.
4
AI tells you what to do next
Every morning your dashboard shows Next Best Action cards — "Call this client," "Offer payment plan," "Pause new work." One click to act.

Full Feature Set

Every feature, explained

12 capabilities working together. Here's exactly what each one does for your business.

📊 Core
Invoice Dashboard & Tracking
Your entire AR operation in one view. See every outstanding invoice, its status, days overdue, and payment history — sorted by priority so you always know what needs attention.
  • 9 key AR metrics: collection rate, DSO, overdue aging, and more
  • Invoice list sorted by risk score, not just due date
  • Real-time status updates — paid invoices clear instantly
  • Client history: every invoice ever, every payment ever
Get started free →
Invoice Dashboard
Acme Corp
INV-108 · 32 days overdue
$4,200
Overdue
Studio Blue
INV-115 · Due in 2 days
$2,800
Due Soon
Fresh Goods Co
INV-102 · Paid today
$1,650
Paid
Riverside LLC
INV-117 · Awaiting confirmation
$900
Pending
📧 Core
Automated Reminder Engine
Set a reminder schedule once and forget about it. ARMed sends professional emails before, on, and after due dates — escalating in firmness automatically, stopping the moment payment is received.
  • Configurable cadence: 7-day, 3-day, due day, +3, +7, +14
  • Tone automatically escalates: Friendly → Firm → Final Notice
  • Branded templates with your company name and logo
  • Reminders pause automatically when invoice is paid
Start automating →
Reminder Sequence — Acme Corp INV-108
Friendly reminder: payment due in 7 days
Day -7
Just a heads-up — invoice due tomorrow
Day -1
Invoice now overdue — please process payment
Day +3
Second notice: Invoice overdue 10 days
Day +10
⚠️ Final notice — immediate action required
Day +21
🤖 AI Feature
AI Collections Agent
Every reminder is AI-drafted, not template-copied. ARMed reads that specific client's payment history and writes a message calibrated to their behavior. First-time late? Friendly nudge. Chronic offender? Firm and direct.
  • AI reads payment history before writing each reminder
  • Tone adapts automatically — no manual adjustment
  • Learns over time: frequent escalations get firmer faster
  • Keeps your client relationships intact while getting paid
Let AI chase for you →
AI Reminder Preview — Acme Corp (3 late in a row)
What a template would send: "Hi, just a reminder that Invoice #108 is outstanding. Please let us know if you have any questions. Thanks!"
↓ AI knows this client's history
What ARMed actually sends: "Hi [Name], Invoice #108 for $4,200 is now 32 days overdue. This is your third late payment this quarter. Please process payment today using the link below to avoid account suspension."
🎯 AI Feature
Client Payment Intelligence & Risk Scoring
Every client gets a 0–100 risk score based on their actual behavior — on-time rate, average days late, payment trends, and invoice sizes. Your collections effort goes where it matters most.
  • Automatic risk score updated after every payment (or non-payment)
  • Invoice list sorted by risk so high-risk invoices surface first
  • Client profile shows payment trends over time
  • Score drives AI tone — risky clients get firmer messages
See your risk scores →
Client Risk Scores
Acme Corp
82
Riverside LLC
71
Studio Blue
47
Metro Design
31
Fresh Goods Co
12
📈 AI Feature
Cash Collection Forecasting
ARMed predicts how much of your outstanding receivables you'll actually collect — and flags what's at risk of going unpaid. Plan your business around real numbers, not "technically owed" numbers.
  • 30-day forecast: expected vs at-risk cash, updated daily
  • Based on each client's payment behavior, not just invoice terms
  • Cash flow confidence — know what you can spend before it clears
  • Visualized as a simple, shareable forecast dashboard
See your forecast →
30-Day Collection Forecast
Likely to collect $14,200
Likely but slow $2,400
At risk $1,400
Total outstanding $18,000
✨ AI Feature
AI Awkwardness Remover
Write whatever's in your head — the apologetic, nervous version. ARMed rewrites it to be firm, professional, and completely cringe-free. Ask for money with confidence, not apology. Your relationship survives. Your invoice gets paid.
  • Paste any draft message — AI rewrites it instantly
  • Removes hedging, apologies, and "sorry to bother you" energy
  • Keeps it professional — never rude, never a pushover
  • Use it for emails, texts, or voicemail scripts
Fix your messages →
Awkwardness Remover
Your draft
"Hey, so sorry to chase again, just wondering if maybe you had a chance to look at invoice #47? No rush, totally understand if you're busy, just wanted to check in when you get a moment…"
✨ Rewritten by ARMed
Ready to send
"Hi [Name], Invoice #47 for $2,400 is now 14 days overdue. Please process payment at your earliest convenience using the link below. Let me know if you need anything to move this forward."
💳 AI Feature
Payment Plan Suggestions
When a client is struggling to pay, ARMed suggests smart payment plan options — and handles the client conversation for you. Get something instead of nothing, without a single awkward negotiation.
  • AI suggests plan options based on invoice size and risk score
  • Client receives a professional plan proposal by email
  • Client can accept, counter, or request modifications
  • ARMed tracks plan payments and alerts if one is missed
Set up a payment plan →
AI Plan Suggestions — INV-108 · $4,200
2 × $2,100
50% now · 50% in 30 days
Send
3 × $1,400
Monthly over 3 months
Recommended
4 × $1,050
Weekly installments
Send
ARMed sends the proposal — client responds in their own portal
⚡ AI Feature — New
AI "Next Best Action" Engine
Every morning, ARMed analyzes every outstanding invoice and tells you exactly what you should do today. Not a list of overdue invoices — a specific action recommendation for each one, with one-click execution.
  • Per-invoice recommendations: call, remind, offer payment plan, pause work
  • Based on risk score, days overdue, reminder history, and client behavior
  • One-click action — execute the recommendation without leaving your dashboard
  • Prioritized by urgency so most important actions are always at the top
Get your action list →
Today's Recommended Actions
📞 Acme Corp — Call now. 3rd reminder unanswered, $4,200 at risk.
Do it
💳 Riverside LLC — Offer payment plan. Client has 4 overdue invoices totalling $3,100.
Do it
📧 Studio Blue — Send early reminder. Invoice due in 3 days, historically slow payer.
Do it
🚫 Metro Design — Pause new work. Unpaid balance $7,200 exceeds threshold.
Do it
🛡️ New Feature
Prevent Late Payments — Proactive AI
ARMed doesn't wait for invoices to go overdue. It detects warning signs early: large invoice from a slow-paying client, due date on a Friday, pattern of late payments in a specific month. It acts before there's a problem.
  • Flags at-risk invoices 5–14 days before due date
  • Recommends early reminders, deposit requests, or reduced amounts
  • Catches seasonal patterns — knows when a client historically goes quiet
  • Flips your AR from reactive to genuinely proactive
Stop late payments before they start →
Proactive Alerts — 5 days before due
⚠️ INV-112 · $4,200 · Acme Corp
Large invoice from a client with 67% on-time rate. Recommend sending early reminder today + offering 50% deposit option.
⚠️ INV-115 · $2,800 · Studio Blue
Due date falls on Friday. This client historically pays 5 days late when invoices fall on weekends. Consider requesting payment by Thursday.
✓ INV-117 · $900 · Fresh Goods Co
Low-risk client, small amount, due Monday. No action needed — ARMed will handle the standard reminder.
🕐 New Feature
Smart Reminder Timing Optimization
ARMed learns the exact day and time each client responds best — and auto-schedules your reminders accordingly. "This client pays within 24 hours when reminded Monday morning." That insight compounds over time.
  • Learns response patterns from every reminder sent
  • Auto-schedules reminders at each client's optimal time
  • Average payment speed improves as the model learns
  • No configuration needed — just turns on and gets smarter
Optimize your timing →
Optimal Send Windows (Learned)
Acme Corp
Mon 9am · pays in 18h avg
Studio Blue
Thu 2pm · pays in 6h avg
Fresh Goods Co
Fri 10am · pays in 3h avg
Riverside LLC
Tue 8am · pays in 31h avg
Metro Design
Wed 4pm · learning… (3 data points)
🚫 New Feature
Stop Work Warning System
When a client's unpaid balance exceeds your defined threshold, ARMed alerts you to pause new work until they pay. Service businesses lose thousands continuing jobs for clients who've quietly stopped paying. This stops that.
  • Set a per-client or global unpaid balance threshold
  • Instant alert when a client crosses the line
  • Alert includes specific invoices to reference in the conversation
  • ARMed gives you the professional language to back the conversation
Protect your business →
Stop Work Alert
🚫 Acme Corp — Unpaid balance $8,400 exceeds $5,000 threshold.
Recommend pausing new work until Invoice #98, #103, and #107 are cleared.

Suggested message: "Hi [Name], we're pausing scheduled work until your outstanding balance is settled. Please see our previous reminders or reply to arrange payment."
$8,400
Unpaid balance
3
Open invoices
47d
Oldest overdue

Integrations

Your invoices flow in automatically

Connect your existing tools and ARMed picks up every outstanding invoice — no manual entry, no CSV imports, no double-handling.

🌿
FieldRoutes
✓ Live

Perfect for pest control, lawn care, HVAC, plumbing, and cleaning businesses. Connect once and your outstanding invoices sync into ARMed automatically every 4 hours.

  • Invoices sync every 4 hours — no manual imports
  • Payments recorded in FieldRoutes auto-mark invoices paid in ARMed
  • Works with PestRoutes, ServicePro, and all FieldRoutes-powered platforms
  • One-click OAuth setup — live in under 2 minutes
📗
QuickBooks Online
✓ Live

Connect your QuickBooks Online account and all outstanding invoices flow into ARMed automatically. No API keys, no configuration — just click Connect and you're live in 30 seconds.

  • One-click OAuth — no API keys or developer setup needed
  • Syncs every 2 hours + real-time webhooks when invoices change
  • Full payments in QuickBooks auto-mark invoices paid and cancel pending reminders
  • Works with QuickBooks Online Simple Start, Essentials, Plus, and Advanced

More integrations coming soon

📊 Xero
📒 FreshBooks
📁 CSV Upload
🔗 Zapier

Start chasing less.
Collecting more.

Free to get started. No credit card. Set up in 5 minutes. Your AR will never be the same.

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