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Terms of Service

Effective date: March 13, 2026  ·  Last updated: March 13, 2026

Contents

  1. Service Description
  2. Subscription Plans & Billing
  3. User Responsibilities
  4. Acceptable Use Policy
  5. Data Ownership
  6. Limitation of Liability
  7. Termination & Suspension
  8. Changes to Terms
  9. Governing Law
  10. Contact Us

Please read these Terms of Service ("Terms") carefully before using ARMed ("Service," "we," "us," or "our"). By creating an account or using our Service, you agree to be bound by these Terms. If you do not agree, do not use ARMed.

1. Service Description

ARMed is an accounts-receivable management platform designed for small and medium-sized businesses ("SMBs"). Our Service provides:

  • Automated invoice reminders — scheduled email follow-ups sent to your clients on your behalf
  • Invoice management — create, track, and organize outstanding invoices
  • Client management — maintain a directory of clients and their payment history
  • AI-assisted collections — AI-generated email drafts for chasing overdue payments
  • Cash flow analytics — dashboards and forecasting for receivables
  • Payment plans — suggest and manage installment arrangements with clients

ARMed acts as a communication and workflow tool. We transmit reminders and communications on your behalf; we are not a collections agency, legal service, or financial institution.

2. Subscription Plans & Billing

2.1 Plans

Plan Price Invoice Limit Key Features
Starter $29 / month 25 active invoices Automated reminders, basic templates, invoice tracking
Growth $79 / month 100 active invoices All Starter features + AI email generation, cash flow dashboard, payment plans
Pro $149 / month Unlimited All Growth features + priority support, advanced analytics, audit trail

All prices are in US dollars (USD) and billed monthly unless otherwise stated.

2.2 Billing Cycle

Subscriptions renew automatically on the same day each month. Your payment method on file will be charged at the start of each billing period.

2.3 Cancellation

You may cancel your subscription at any time from your account settings. Cancellation takes effect at the end of the current billing period — you retain access to paid features until then. We do not provide prorated refunds for partial billing periods.

2.4 Free Access Period

During our early-access phase, we may offer free or discounted access. We will provide at least 14 days' notice before transitioning early-access users to paid plans.

2.5 Price Changes

We reserve the right to modify pricing with at least 30 days' written notice. Continued use of the Service after the price-change date constitutes acceptance of the new pricing.

2.6 Failed Payments

If a payment fails, we will retry over a 7-day grace period. If payment is not received, your account may be downgraded or suspended until the balance is resolved.

3. User Responsibilities

By using ARMed, you agree to:

  • Provide accurate data — ensure all invoice amounts, due dates, client names, and contact information entered are accurate and up-to-date
  • Lawful use — use the Service only for legitimate business purposes in compliance with all applicable laws, including anti-spam laws (CAN-SPAM, CASL, GDPR) and debt-collection regulations in your jurisdiction
  • Maintain account security — keep your login credentials confidential and notify us immediately of any unauthorized access
  • Obtain consent — ensure you have the legal right to contact the clients and email addresses you add to the platform
  • Maintain accurate records — record payments promptly and update invoice statuses to avoid sending reminders for already-paid invoices
  • Comply with this policy — ensure anyone who accesses ARMed through your account also complies with these Terms

4. Acceptable Use Policy

You may not use ARMed to:

  • Send unsolicited, harassing, threatening, or abusive communications
  • Impersonate any person, company, or entity
  • Violate any applicable anti-spam, debt-collection, or consumer-protection laws
  • Transmit malicious code, viruses, or any software intended to damage or disrupt systems
  • Attempt to gain unauthorized access to our systems or other users' data
  • Reverse-engineer, decompile, or create derivative works of the Service
  • Resell or sublicense access to the Service without our written consent
  • Use the Service for any illegal, fraudulent, or deceptive purpose
  • Scrape, crawl, or systematically extract data from the Service

⚠️ Violations of this policy may result in immediate suspension or termination of your account without refund.

5. Data Ownership

You own your data. All business data, client information, invoice records, and communications you input into ARMed remain your property.

By using the Service, you grant ARMed a limited, non-exclusive license to process, store, and transmit your data solely for the purpose of providing and improving the Service. We do not sell your data to third parties.

Upon cancellation or account deletion, you may request an export of your data within 30 days of termination. After that window, we may delete your data in accordance with our data-retention policy.

6. Limitation of Liability

6.1 No Guarantee of Payment Collection

ARMed is a reminder and communication tool. We are not liable for your clients' failure to pay their invoices. Sending reminders through ARMed does not guarantee payment, and we make no representations or warranties regarding collection outcomes.

6.2 Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

6.3 Limitation of Damages

To the maximum extent permitted by law, ARMed and its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities, arising out of or related to your use of the Service.

Our total liability to you for any claim arising from or relating to these Terms or the Service shall not exceed the amount you paid to ARMed in the 12 months prior to the event giving rise to the claim.

6.4 Indemnification

You agree to indemnify and hold harmless ARMed and its affiliates from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your violation of these Terms, misuse of the Service, or violation of any applicable law.

7. Termination & Suspension

7.1 Termination by You

You may close your account at any time by contacting us at support@untitled-1773201878130-7e6c.polsia.app or through your account settings.

7.2 Termination or Suspension by ARMed

We may suspend or terminate your account if:

  • You violate these Terms or our Acceptable Use Policy
  • We receive credible reports of abusive or illegal use
  • Your payment fails and is not resolved within the grace period
  • We are required to do so by law or court order

Where possible, we will provide advance notice before suspension. For serious violations, we may act immediately without notice.

7.3 Effect of Termination

Upon termination, your right to access the Service ceases immediately. Reminder schedules will stop. Sections covering data ownership, limitation of liability, indemnification, and governing law survive termination.

8. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by email or by displaying a notice in the application at least 14 days before they take effect. Your continued use of the Service after the effective date constitutes acceptance of the updated Terms.

9. Governing Law

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict-of-law principles. Any dispute arising from these Terms shall be resolved exclusively in the courts of Delaware, and you consent to personal jurisdiction in those courts.

If you are a consumer in a jurisdiction that provides additional statutory rights, nothing in these Terms limits those rights.

10. Contact Us

Questions about these Terms? Reach us at:

ARMed

Email: support@untitled-1773201878130-7e6c.polsia.app

Website: https://untitled-1773201878130-7e6c.polsia.app

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